The Different Types of Student Credit Cards

It is true that not all student credit cards are the same. This is why shopping around and comparing is important. Whether you’re a parent looking for a credit card for college students or a student planning to apply for your own credit card, this article presents potential student credit cards that you may consider. Don’t forget to check out the full list of Terms and Conditions to learn more about each credit card’s rewards program.

The Citi® Upromise® Card.

This is credit card offers 1% of college savings on all purchases from any establishment, and 2% of college savings for gas purchases made at Exxon and Mobil stations. It also offers 10% college savings for purchases made at affiliated groceries and drug stores. It also comes with a 0% introductory APR on balance transfers for 12 months and has no annual fee.

The Chase Flexible Rewards Student Card.

This student credit card from Chase offers 0% APR on both purchases and balance transfers for up to 6 months and with no annual fees. Cardholders get one point for every dollar spent on clothes, gear and tunes purchases.

The Citi® Dividend Platinum Select® Card for College Students.

This student credit card is ideal for students applying for a credit for the first time because it doesn’t require a cosigner or a minimum income to be approved. It offers 1% cash back on cash advances and $5 cash back on balance transfer transactions amounting to $1,500 or more. Other great features include the Citi® Identity Theft Solutions, the Citi® Photocard option, the The Lost Wallet® Service, the Credit Education Tools and a free online access to your account.

The Discover® Student Card.

This card is also great for students who want to start building credit history. It has no minimum income or cosigner required, no annual fee, and a 0% introductory APR on purchases and balance transfers for 6 months.

There is no limit to the amount of cash rewards you can earn and you get 1 point for every dollar spent on the card. It gives up to 20% cash back bonus when you shop online plus a double rewards bonus when you shop from affiliate online merchants. It also comes with a $0 fraud liability guarantee, fraud alerts, fraud specialists ready to assist you 24/7, and an online access to your account.

About the Author

Samantha Wilson is a consultant for credit cards for students. For years she has written student credit cards articles that would help build student credit.
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