Essential Loan Tips for Fresh Graduates
- Have you just graduated from college? Congratulations! You have finished a great achievement and now it’s time for you to prepare yourself for the opportunities and challenges that await you in the corporate world. But before you get too overwhelmed with other things, see to it that you do not forget your obligation to pay back your student loans for college.
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Can My Student Loans Be Really Discharged when I Declare Bankruptcy?
A lot of people think that bankruptcy can completely solve all their credit problems. After all by filing for bankruptcy, you can easily discharge your debts, and start all over again.
But sadly, this is a misconception. Not everyone can take student loan bankruptcy to retire their debts. The bankruptcy policy reforms impose more stringent criteria on who can be eligible to discharge credit on student loans.
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Direct Student Loans
Direct student loans are categorized into two basic categories. The first one is the Stafford Loan and the other is the Federal Family Plus loan. Stafford loans are further divided into sub-categories- subsidized and unsubsidized. In this article, let’s talk about the basic facts that you should know about loans for college financing.
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How to Move Your Student Loan to a Credit Card
Financial assistance is a must for student pursuing a degree. Going to college involves more expenses and without financial back-up, it can be very difficult to go on. Student loans for college from commercial lenders are popular among college students. However, with the high interest rates of college student loans, most young people and parents prefer to apply for Federal Student loans.
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