Student Credit Card Tips for the Martin Luther King Weekend

studentstipsIn the United States, Americans observe the Martin Luther King Jr. day to celebrate the life of this patriot and icon. For young people and students, the celebration of Martin Luther King Jr. day can be made even more special by pondering about the vision of the man himself. Why not start the year 2012 with resolutions inspired by Martin Luther King Jr? Consider the following ideals:

“Human progress is neither automatic nor inevitable. Every step toward the goal of justice requires sacrifice, suffering and struggle; the tireless exertions and passionate concern of dedicated individuals.”

While Martin Luther King Jr. is primarily referring to the goal of justice, this same ideal can be applied on almost every aspect of life- including personal finances. If you came from a poor family, don’t let your financial situation dishearten you from pursuing your goals. You can improve your finances through hard work, starting from your college studies.

If you find yourself stuck in a problem such as bad credit, do not lose hope or become frustrated. DO not try to ignore the problem. Instead, begin working towards a solution by taking one small step at a time. Minimize your expenditures and save every possible cent you can. Use every cent you save to pay off your debts. Apply yourself in a part time job during school breaks and manage your earnings responsibly.

“The question is not whether we will be extremists but what kind of extremists we will be. Will we be extremists for hate or for love? Will we be extremists for the preservation of injustice or for the extension of justice?”

Youngsters can take inspiration from Martin Luther King on believing in love and justice and on pursuing acts that promote love and impartiality. As a student, do you show acts of love and kindness to your teachers, fellow schoolmates, peers, parents, neighbors and the people in your community? Pondering over this admirable ideal is the perfect way to begin the year. However, don’t stop with just pondering during the Martin Luther King Jr day. Everyone should exercise this ideal regardless of age, educational background or status in life.

“Change does not roll in on the wheels of inevitability, but comes through continuous struggle.”

Martin Luther King Jr reminds us that changes in our situations and life are inevitable. However, we can choose to adapt to these changes and find ways to better our situations. Once again, this particular ideal can also apply to your personal finances.

When times get tough, we must recognize and accept the need for change even if it means giving up a lifestyle or something you’ve always enjoyed. For instance, if you used to go out with your friends every weekends, you may consider finding other ways to unwind that do not require spending. If you have not yet started building your personal savings, then perhaps it’s about time that you begin setting aside money for emergencies.


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About the Author:
Samantha Wilson is a consultant for credit cards for students. For years she has written student credit card reviews articles that would help build student credits.


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