Many young people excitedly enter college, full of dreams and ambitions. However, some of them get stuck in bad credit as a result of poor management or overspending. Having a credit card can be convenient but if a cardholder is not careful, the result can be devastating.
So if you plan to apply for a student credit card, see to it that you are aware of the responsibilities involved in managing credit. Certainly, owning a credit card isn’t just about spending. Get informed. Don’t be afraid to ask advice from people who have built themselves good credit.
Read more: On Acquiring Your First Credit Card