It is a fact that 2 out of 3 American high school students have their first credit card which is not a bad thing. A student credit card is a great way to start building one’s credit history that can be used for the future.

In the past years, applying for a student credit card is very fast and no complicated requirements are needed. There are even credit card companies that hand out credit card offers to high school or college students like candy. However, this practice is about to change. More >