Without a guide, teenagers may have a hard time choosing from all the credit cards in the market. If want a credit card for student with rewards, then you’ll be glad to know that there are issuers that offer reward credit cards especially for college students.

Below is a guide that you can use before signing up for a student rewards credit card:

Which Type of Reward Suits Me? Reward programs vary from – Cash Back, Gas Rewards, Travel Rewards, and more. No matter how attractive the reward program may seem to be, you want to consider if it matches with your spending and lifestyle. More >

As a teenager enters college, more doors of opportunities open up. This is the time when you can get your own license and drive your own car, work part time jobs to earn your own money, and build up your personal credit history. As you prepare yourself for the future, building up a solid credit is best started while you’re in college. Below are some tips on how you can build good credit: More >

Owning a credit card while in college can be a great advantage. A student credit card can be used in purchasing books and other school materials. During emergencies, a credit card can come in handy when a student doesn’t have cash.

Credit Cards- Remember the Risks

Of course, owning a credit card for college isn’t just about easy and convenient spending. As a college credit card holder, your goal should be to build a solid credit history. By using your credit card the smart way, you can build yourself an impressive credit score. More >

Credit cards for students abound in the market. If you are in search for one, what are the similarities and the differences that you need to know about them? How can you compare effectively and make the right choice? Here are some tips:

Interest Rates. Of course, everybody wants to get a low rate credit card. Some student credit cards may offer an impressive introductory rate but the more important question is, “how much will the regular interest rate be after the introductory period?” Think about the long term consequences of your decision. You don’t want to grab the initial low APR just to get stuck with a high rate card in the long run. More >

Young people who are in college face everyday challenges – dealing with peers and professors, keeping up with school work, preparing for exams, juggling between school work, their social lives and family responsibilities. If you’re a college student, perhaps you may agree that college years can be considered as one of the toughest phases in a person’s life.

When it comes to financial matters, money management can be as tough for those who are pursuing a degree. In fact, the Consolidated Credit Counseling Services Inc. reported that 40% of college students try to apply for a credit card on their freshmen year as financial back-up. Unfortunately, many young people found themselves stuck in serious debt as a result of poor credit card management. More >