Rewards Credit Cards for Students

A student credit card that offers a reward program can be a great partner to enjoy bonuses from your spending. Nevertheless, it’s important to pick out a reward credit card that matches your particularly needs and spending habits.

As a student, be sure to look for a rewards card with a low rate and reasonable fees. See to it that you clearly understand and can easily follow the rules of the reward program. Last but not least, you should pay attention to your credit card use and pay off your full balance on time. These steps are important for you to enjoy the benefits your reward credit card offers.

Featured on this page are rewards credit cards for students that are most popular in the market because of the great reward programs they offer. Take a closer look at each card and see which one is best for you.

  • Earn up to $120 in travel rewards–1,000 Bonus miles every month you make a purchase for the first year
    1 Mile on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% – 16.99%*
  • No restrictions on travel–fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on purchase 6 months on purchases & balance transfers* 10.99% – 16.99%* $0* Yes* Excellent

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the
    creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period.
    Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your
    assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 19.25 – 15.25%* None* Yes* Fair Credit

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% – 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

**Click apply to view rates, fees, rewards, limitations and other important information

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 15 months on purchases & balance transfers* 10.99% – 20.99% (Variable)* $0* Yes* Excellent Credit*

  • Earn up to $250 in travel rewards–1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% – 16.99%*
  • No restrictions on travel–fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% N/A* 110.99%- 16.99% (V)* $60 0%
6 months
Excellent Credit*

  • Earn Cashback Bonus for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% – 20.99%*
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • **Click apply to view rates, fees, rewards, limitations and other important information

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% N/A* 10.99% – 20.99%* $60 Yes* Excellent Credit*

  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 11.99% – 20.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% N/A* 11.99% – 20.99%* N/A* 0%
18 months
Excellent Credit*

  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 11.99% – 20.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% N/A* 11.99-20.99% (V)* $0 0%
18 months
Excellent Credit*

OTHER CREDIT CARD OFFERS

No Credit Prepaid Checking Account

Student Credit Card Reviews – A list of student credit cards from different card companies and issuer.

Good Credit Cards – For people who already have established credit with at least one credit card or loan

Bad Credit Cards – Apply for your chosen bad credit card through a secured online application

Rewards Credit Cards – Enjoy rewards from airlines, hotels, gas, cash, merchandise and many more!

Car Loans for StudentsDo you plan to buy a car any time soon?