Tips to help college students build their credit reports and continue their education.
Guaranteed Approval
Guaranteed Approval
The following credit cards are Guaranteed Instant Approval. Apply for your chosen Instant Approval Credit Cards through a secured online application. These cards are guaranteed approval because they are debit cards! Prepaid credit cards are ideal for building credit especially if you currently have no credit or have bad credit. Make sure the debit card you choose includes “credit builder” to get the most out of your new card. ALL these Offers are from Our Sponsors.
NetSpend® Visa® Prepaid Debit Card NEW!
- 100% approval – No credit check required
- Short-term iAdvance Line of Credit – Now available!
- No overdraft fees or minimum balances
- Online Bill Pay – Easily send a check to anyone
- 5% APY Savings Account – Exclusive
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide
NetSpend® MasterCard® Prepaid Debit Card NEW!
- 100% approval – No credit check required
- Make purchases anywhere MasterCard Debit is accepted
- No overdraft fees or minimum balances
- Online Bill Pay – Easily send a check to anyone
- 5% APY Savings Account – Exclusive!
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide!
Mango™ MasterCard® Prepaid Card
This program gives consumers the opportunity to get a Mango™ MasterCard® Prepaid Card.
- $0 activation fee
- No hidden fees / No overdraft fees
- Earn high savings interest rate!
- Free direct deposit + Get $20 signup bonus
Silver Prepaid Credit Card
Our program provides a bank alternative to the millions of users who are tired of paying overdraft fees or do not have a bank account. We help cash paying individuals avoid check cashing fee’s and help them get their money quicker using direct deposit. Our direct deposit can make getting your company, social security, disability check directly to your card quicker. Our MasterCard card users can get cash from any ATM.
- Guaranteed Approval (only valid ID required, NO credit check)
- Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- Free direct deposit of your pay or government check
- FREE account alerts via eMail, SMS or Text Messages
- Millions of ATM locations world wide
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking – Electronic or paper checks
AccountNow

AccountNow® Prepaid MasterCard® Card is a great alternative for consumers who have difficulty opening a bank account.
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Bill Pay – no need for expensive money orders
- Free Credit Builder* – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Advance loan option, no credit check needed.*
- Reloadable – $10,000 balance limit
Get a Prepaid Visa Diamond RushCard Now

- RUSHCARD IS AVAILABLE ONLY IN THE USA.
- BECOME A RUSHCARD AFFILIATE TODAY!
- 100% GUARANTEED APPROVAL
- UNLIMITED EARNINGS POTENTIAL
- VALUE PROPOSITION – Our money saving offers give consumers an alternative to “traditional” checking accounts and access to convenient money management, including:
- Online Bill Pay
- FREE Paycheck, Benefits check, Tax refund Direct Deposit
- FREE Credit Builder
- FREE Account Text Alerts
- FREE Interactive Money Management Interface
Ace Prepaid Credit Card
- No application fee and no obligation
- Withdraw cash at 1,600+ ACE Cash Express locations
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Earning your trust since 1968
Merchandise Cards
The benefit of using catalog cards is that they will appear on your credit report as unsecured credit lines. Since these lines are usually somewhere between $1000 – $7000 this will go a long way in helping you establish “comparable credit” which in the long run will help you qualify for bigger lines of unsecured credit from other lenders. The one draw back with merchandise cards is that their credit line can only be used to purchase merchandise from their catalog.
Horizon Gold Credit Card

- Guaranteed Approval!
- Bad Credit Accepted!
- No Employment Check!
- Reports to a Major Bureau!
When you apply for your Horizon Gold account, you are guaranteed to receive the $500.00 Credit Card. Don’t wait, apply today!
Want a $500.00 credit card? Take control of your credit future. Guaranteed Instant Approval. No Application Fees. Bad credit accepted. Reports to a major credit bureau.
Preferred Trust Gold Card

- The Preferred Trust Gold Card makes shopping easy with over 14,000 products to choose from and 0% APR. Plus a chance to borrow up to a $2,500 cash advance, as well as unlimited access to your credit report.
- 0% APR
- No Annual Fee
- Low Minimum Monthly Payments
- Credit Limit Increases Available
Fingerhut Credit Application
- Get the things you want at low monthly payments* with Fingerhut Credit!
- Why Fingerhut Credit?
- No down payments, no layaway, no surprises
- Affordable monthly payments
- We often say “Yes!” when others say “No”
*If you apply and are accepted for a Fingerhut Credit Account issued by MetaBank, who determines eligibility and qualifications for the terms of credit.
Secured Credit Cards
Secured Credit cards are very similar to prepaid credit cards. The main difference being that secured credit cards work like unsecured credit cards. You have to send them a security deposit in order to open the account and your credit limit will equal the amount you put down. When you use a secured credit card you are expected to pay on the balance due each month, just like an unsecured card. They don’t use your security deposit to pay on your debt unless you have fallen behind and they are going to close the account.
Platinum Zero® Secured Visa® Credit Card from Applied Bank®
- ZERO – 0% FIXED APR on Purchases – No Intro Rates!
- ZERO – 0% Rate Won’t Change – Even If You’re Late!
- ZERO Application Fees
- ZERO Worries – FREE Personal ID Theft Protection
- ZERO Delays – Timely CREDIT Bureau Reporting
Applied Bank® Secured Visa® Credit Card NEW!
- 12.99% Low Fixed APR – Rate Won’t Change Even If You’re Late!
- Choose Your Credit Limit – From $200 up to $500
- Monthly Credit Bureau Reporting
- Genuine Visa Credit Card – Not a Pre Paid or Debit Card
- Accepted Worldwide at Millions of Locations
Bad Credit Unsecured Cards
Are you seeking for an unsecured credit card for those people who have bad credit? Bad credit is no problem for the unsecured credit card companies on this page. It wouldn’t be impossible to get a credit card despite of having a low credit report. It’s about time to start anew and rebuild your credit!
Orchard Bank® Visa® Cards
The Orchard Bank® Visa® Credit Card can help you get your credit back on track. We report monthly to all three major credit bureaus giving you the opportunity to rebuild your credit with good payment behavior! Get pre-qualified in less than 1 minute!
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
- Acceptance at millions of locations including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
OTHER CREDIT CARD OFFERS
Student Credit Card Reviews – list of student credit cards from different card companies and issuer.
Good Credit Cards – for people who already have established credit with at least 1 credit card or loan
Bad Credit Cards – Apply for your chosen Bad Credit Card through a secured online application
Rewards Credit Cards – Enjoy rewards from Airlines, Hotels, Gas, Cash, Merchandise and many more!
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