Good Credit Cards for Students

Some student credit cards are particularly created for customers who already have established credit history and are presently in good standing. As a reward for having good credit, these student credit cards offer lower interest rates, exclusive perks or no annual fees.

When in search for a student credit card, see to it that you meet the issuer’s credit requirement. On this page is a list of student credit cards exclusively offered for customers with good credit. Check out these cards and compare.

  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns
  • The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit, with reporting to the three major credit bureaus on a monthly basis. See the card you’re more likely to be approved for, risk and obligation free, and in just 30 seconds

    Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
    0% 9 months 14.99%-19.99%* $0 – $59 the first year, $35 – $59 per year thereafter* Yes* Bad Credit*

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience reward
  • Travel accident coverage up to $1,000,000
  • Online access to credit card account information
  • *See website for complete terms and conditions of card usage and application disclosure.

    Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
    Not Offered* N/A* 9.25% – 15.25% (V) $14.95* 2% Fair Credit

    • No annual membership fee
    • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
    • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
    • Earn 1% in cash back credit on all qualifying purchases
    • No limit on cash back; no expiration date on eligibility for accounts in good standing
    • Travel accident coverage up to $500,000
    • Online access to credit card account information
    • *See website for complete terms and conditions of card usage and application disclosure.

    Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
    N/A* N/A* 9.25 – 15.25%* None* Yes* Fair Credit

    OTHER CREDIT CARD OFFERS

    No Credit Prepaid Checking Account

    Student Credit Card Reviews – A list of student credit cards from different card companies and issuer.

    Good Credit Cards – For people who already have established credit with at least one credit card or loan

    Bad Credit Cards – Apply for your chosen bad credit card through a secured online application

    Rewards Credit Cards – Enjoy rewards from airlines, hotels, gas, cash, merchandise and many more!

    Car Loans for StudentsDo you plan to buy a car any time soon?