Tips to help college students build their credit reports and continue their education.
Student Credit Card Review
Reviews of student credit cards from different issuers. Have your student credit card application here.
Must a Student Get a Credit Card?
Jun 6th
Some people may frown at the idea of allowing young people or students to use their own credit cards. For others, having a credit card encourages overspending. In fact, many student cardholders have been stuck in bad credit as a result of uncontrolled credit card spending. Does this mean a student should not get a credit card?
Using a credit card while in college can actually bring a lot of benefits. To reap these benefits however, a student credit cardholder must learn how to use his/her account responsibly. Listed below are reasons why students must consider getting a credit card: (more…)
Basic Facts About Instant Approval Credit Cards for Students
Jul 29th
Credit card companies offer instant approval credit cards for students who want to apply for their first credit card account. To apply, a student only has to fill out a credit card application form online, submit it, and get approval within minutes after submission. Take note that credit history is not a requirement with credit cards for students.
10 Worst Credit Card Mistakes College Students Make
Feb 13th
It is a sad fact that a great percentage of people who are stuck in bad credit are students. The lack of responsibility and awareness has put many students in a bad credit situation. Here are the top 10 worst student credit card mistakes that should be avoided: 1. Signing up to get a freebie Many credit card companies offer free stuff such as free shirt, caps, mugs, etc. to attract clients. Some students think that signing up just to get the free stuff is a harmless practice. However, all your credit card applications are reflected in your credit report and too many inquiries on your account create a negative impression on your credit standing. 2. Using student credit cards to play on-line games
Many students found themselves in huge debt because of online gambling. Playing on-line using a student credit card can be a tempting hobby but you’ll also be putting your credit online. (more…)
Student Credit Card Mistakes
Feb 13th
Students are prone to get caught in credit card debt. Let’s take a closer look at the following mistakes that students make with their student credit cards.
Signing up for the first credit card for students offerAs you enter college, you might receive a lot of credit card offers from different credit card issuers.
If you’re not going to think about it carefully, you might just sign up for the first offer that you think sounds good enough for a credit card. It’s easy to get one enticed by a credit card offer. Most credit card companies make a lot of exciting promotions that may be hard to resist. However, if you’ll read the complete terms and conditions, you might be surprised to see that there are certain charges that are higher than expected. (more…)
