What Every Parents Must Know About Student Credit Cards
Parents can make a big difference in helping young people stay away from bad debt. While some may totally disregard the idea of allowing students to handle credit cards, owning one can actually be beneficial. Below are useful tips for parents with kids who are student credit cardholders:
Ease and safety. Using a credit card is a much safer mode of payment for youngsters compared to bringing cash. In case the card is stolen, the student can simply call up the bank and have the account frozen. Read more…
Posted by admin Date: Friday, December 11, 2009
Categories: Student Credit Articles
Tags: apply for a credit card, apply for credit card, Benefits of Student Credit Cards, best credit cards, college credit cards, college student credit card, credit card offers, legal guardian, student credit, student credit card, student credit cards, students credit cards
Student Credit Cards: Are They Threatening To The Economy?
The increasing cases of bad debt among young credit cardholders are indeed an alarming trend. This is why some parents dismiss the idea of letting their kids get a credit card while in high school or college.
But are college credit cardsto blame for the growing number of bad credit and bankruptcy victims? Are credit cards for students really a threat to the economy. Read more…
Posted by admin Date: Tuesday, December 8, 2009
Categories: Student Credit Articles
Tags: apply for a credit card, apply for credit card, Benefits of Student Credit Cards, best credit cards, college credit card, college credit cards, college student credit card, credit card, credit card for students, credit card offers, credit cards for students, first credit card, new credit, no credit, no credit history, student credit, student credit card, student credit cards, students credit cards
Points to Ponder for Teens Applying for a Student Rewards Credit Card
Without a guide, teenagers may have a hard time choosing from all the credit cards in the market. If want a credit card for student with rewards, then you’ll be glad to know that there are issuers that offer reward credit cards especially for college students.
Below is a guide that you can use before signing up for a student rewards credit card:
Which Type of Reward Suits Me? Reward programs vary from – Cash Back, Gas Rewards, Travel Rewards, and more. No matter how attractive the reward program may seem to be, you want to consider if it matches with your spending and lifestyle. Read more…
Posted by admin Date: Tuesday, December 1, 2009
Categories: Student Credit Articles
Tags: apply for a credit card, apply for credit card, Benefits of Student Credit Cards, best credit cards, college credit card, college credit cards, college student credit card, credit card, credit card for students, credit card offers, credit cards for students, first credit card, new credit, no credit, no credit history, student credit, student credit card, student credit cards, students credit cards
Wise Spending Tips for Students with Credit Cards
Credit cards for college students are wonderful tools for building early credit history. As a student, this is your only chance to get approved for an unsecured credit card without credit history. However, building solid credit will largely depend on how you utilize your college credit card.
If you can keep up with your repayment obligations, then you should be able to maintain good credit standing. On the other hand, if you are often late in making payments or if you usually exceed your credit limit, you may end up with bad credit. Read more…
Posted by admin Date: Thursday, November 19, 2009
Categories: Student Credit Articles
Tags: apply for a credit card, apply for credit card, best credit cards, college credit cards, college student credit card, credit card offers, credit cards for college students, credit cards for students, credit cards students, student credit, student credit card, student credit cards, students credit cards
What to Know About Student Loans
Student loans provide the much-needed financing for those who want to pursue a college education. Without these loans, it can be very difficult for a student to cope up with schooling expenses such as books, supplies, allowance, and more. Even with their parents’ support, acquiring a loan is still a big help especially during these times of crisis.
In this article, let’s talk about college loans provided by the government and loans provided by private lending companies. Read more…
Posted by admin Date: Thursday, November 5, 2009
Categories: Student Credit Articles
Tags: apply for a credit card, apply for credit card, Benefits of Student Credit Cards, best credit cards, college credit card, college credit cards, college student credit card, credit card, credit card for students, credit card offers, credit cards for students, first credit card, new credit, no credit, no credit history, student credit, student credit card, student credit cards, students credit cards
How to Build Good Credit While In Your Teens
As a teenager enters college, more doors of opportunities open up. This is the time when you can get your own license and drive your own car, work part time jobs to earn your own money, and build up your personal credit history. As you prepare yourself for the future, building up a solid credit is best started while you’re in college. Below are some tips on how you can build good credit: Read more…
Posted by admin Date: Monday, October 26, 2009
Categories: Student Credit Articles
Tags: apply for a credit card, apply for credit card, Benefits of Student Credit Cards, best credit cards, college credit card, college credit cards, college student credit card, credit card, credit card for students, credit card offers, credit cards for students, first credit card, new credit, no credit, no credit history, student credit, student credit card, student credit cards, students credit cards
All About Government Student Loans
Students who want to pursue higher education can turn to government student loans for help in financing their studies. In this article, let’s discuss the basic things you need to know about Perkins Loans, Stafford loan and Parent PLUS loans.
The Federal Student Loans
Both undergraduates and graduate students can apply for a Perkins Loan for financial support. On the other hand, Stafford loans and Parent PLUS loans are offered for undergraduates and students who are just about to enter college. Read more…
Posted by admin Date: Monday, October 19, 2009
Categories: Student Credit Articles
Tags: apply for a credit card, apply for credit card, Benefits of Student Credit Cards, best credit cards, college credit card, college credit cards, college student credit card, credit card, credit card for students, credit card offers, credit cards for students, first credit card, new credit, no credit, no credit history, student credit, student credit card, student credit cards, students credit cards
Student Credit Cards – Making the Choice
Owning a credit card while in college can be a great advantage. A student credit card can be used in purchasing books and other school materials. During emergencies, a credit card can come in handy when a student doesn’t have cash.
Credit Cards- Remember the Risks
Of course, owning a credit card for college isn’t just about easy and convenient spending. As a college credit card holder, your goal should be to build a solid credit history. By using your credit card the smart way, you can build yourself an impressive credit score. Read more…
Posted by admin Date: Friday, October 16, 2009
Categories: Student Credit Articles
Tags: apply for a credit card, apply for credit card, Benefits of Student Credit Cards, best credit cards, college credit card, college credit cards, college student credit card, credit card, credit card for students, credit card offers, credit cards for students, first credit card, new credit, no credit, no credit history, student credit, student credit card, student credit cards, students credit cards
Similarities and Differences of Student Credit Cards
Credit cards for students abound in the market. If you are in search for one, what are the similarities and the differences that you need to know about them? How can you compare effectively and make the right choice? Here are some tips:
Interest Rates. Of course, everybody wants to get a low rate credit card. Some student credit cards may offer an impressive introductory rate but the more important question is, “how much will the regular interest rate be after the introductory period?” Think about the long term consequences of your decision. You don’t want to grab the initial low APR just to get stuck with a high rate card in the long run. Read more…
Posted by admin Date: Thursday, October 8, 2009
Categories: Student Credit Articles
Tags: apply for a credit card, apply for credit card, Benefits of Student Credit Cards, best credit cards, college credit card, college credit cards, college student credit card, credit card, credit card for students, credit card offers, credit cards for students, first credit card, new credit, no credit, no credit history, student credit, student credit card, student credit cards, students credit cards
Help Students Stay Away from Student Credit Card Debt
Young people who are in college face everyday challenges – dealing with peers and professors, keeping up with school work, preparing for exams, juggling between school work, their social lives and family responsibilities. If you’re a college student, perhaps you may agree that college years can be considered as one of the toughest phases in a person’s life.
When it comes to financial matters, money management can be as tough for those who are pursuing a degree. In fact, the Consolidated Credit Counseling Services Inc. reported that 40% of college students try to apply for a credit card on their freshmen year as financial back-up. Unfortunately, many young people found themselves stuck in serious debt as a result of poor credit card management. Read more…
Posted by admin Date: Monday, September 28, 2009
Categories: Student Credit Articles
Tags: apply for a credit card, apply for credit card, Benefits of Student Credit Cards, best credit cards, college credit card, college credit cards, college student credit card, credit card, credit card for students, credit card offers, credit cards for students, first credit card, new credit, no credit, no credit history, student credit, student credit card, student credit cards, students credit cards
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