Tips to help college students build their credit reports and continue their education.
Budgeting
Use A Student Credit Card to Enjoy Back-to-School Savings
Aug 12th
Credit cards for students are especially designed with features and services to benefit this particular group so if you are student, you should take advantage of your privileges as a cardholder. However, using a credit card can also increase the risk of bad debt and this is why youngsters should watch out their spending.
On this post, we present smart tips on how you can use your student credit card to enjoy savings from your back-to-school purchases while avoiding bad debt: (more…)
Money Saving Tips For Parents this Back to School Season
Aug 10th
As students get ready for the back-to-school season, parents must also create a strategy to save their shopping budget. Take a look at the following tips on how you can cut back on school expenses this year.
Clothing. Budget on clothes can prove to be expensive especially if you have more than one child to send to school. At least a month before school starts, conduct a closet inventory and see which items of clothing still fit or are still in good condition. Don’t forget to consider alterations. Some clothes can still be worn just by making a few alterations such as hemming the length, adjusting the waistline, mending, etc. (more…)
How to Make the Most of Your Student Reward Credit Card This Back-to-School Season
Aug 8th
If you own a student credit card with rewards, this back-to-school season is the perfect time for you to make the most out of it. Consider the following tips on how you can rack up more points without failing into bad debt:
- Make a shopping list. Create a list of the things you need to purchase this school year. Arrange your list into categories such as clothing, books, supplies, and miscellaneous expenses. This way, you can seriously consider each purchase and avoid unnecessary expenses. (more…)
Frugal Tips for the Back-to-School Season
Aug 5th
Mothers can save a great deal from their back-to-school shopping through planning and the right strategy. Consider the following tips on how you can be frugal this back-to-school season.
Do clothing inventory. Before going to the mall to shop for new clothes, check your kid’s closet first and see which items still fit or are still in good condition. Make a list of each item so you’ll know exactly what pieces of clothing you will need to buy and what items you can purchase to match what’s already in your child’s closet. (more…)
Avoid Student Credit Card Debt This Back-to-School Season
Aug 3rd
Many young people own a credit card or two while in college. If you are a student who owns a college credit card, consider the following tips on how you can stay out of debt this back-to-school season.
Plan your purchases. Before you go out to buy supplies and new things for the school opening, create your shopping list ahead of time. Thus, you can avoid buying items out of impulse or purchasing supplies that are not really necessary. (more…)
13 Back-to-school Tips for College Students
Aug 1st
As back to school season approaches, parents and students need to be prepared for the challenge of budgeting and saving money. Take a look at these 20 saving tips for students in college:
- Buy from the manufacturer. If you plan to buy a computer or laptop for college, it’s a good idea to buy directly from the manufacturing company to get the best price.
- Don’t forget to negotiate. Take advantage of your status as a student to get a lower rate. It’s always worth a try to ask for a discount as many merchants are willing to give a special price for students. (more…)
