Archive for February, 2008

Did you choose the right major?

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Wondering if you made the right decision with your major? Planning for your future is a good idea. Here are the Top 50 Paying Careers for 2008. It could give you an idea on what to choose, and start ahead your successful career path!

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Citibank has come out with a credit card for people with no credit

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Citibank is one of the largest issuers of credit cards in the US. They are also one of the best IMHO. My sister has had her citibank credit card for 10 years and when she started her own business they were the only company willing to give her new business a credit card [...]

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Things You Should Know When Applying for a Credit Card

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When you apply for a credit card, the lender does a credit check to how risky the extension of credit is going to be. There has to be a standard of risk that the lender is going to be willing to accept. Among the things you can count on being checked are your credit history, [...]

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Take Full Advantage Of Your Credit Card Rewards

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Rewards credit cards are so common today because of the increasing competition among banks and credit card issuers. When used correctly, a credit card rewards program can be a great tool in managing one’s finances. How can you take full advantage of your credit card rewards?
To get the most out of a rewards credit card, [...]

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10 Common Mistakes In Holding Credit Cards

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What makes a good credit card holder? What are the credit card mistakes that should be avoided by all credit card holders? Here is a list:
1) Overspending
Credit cards are great tools in building credit but if not used carefully, credit cards can also be a trap to uncontrolled spending. Since credit cards are easy [...]

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Save Your Money: Avoid Top 10 Credit Mistakes

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Here are the top 10 common credit mistakes that you need to avoid to boost your credit score and save you money in loan costs
1. Closing credit cards that you’ve had for a long time. How long you’ve had credit plays an important role in determining your credit standing. Creditors prefer borrowers who have [...]

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10 Worst Credit Card Mistakes College Students Make

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It is a sad fact that a great percentage of people who are stuck in bad credit are students. The lack of responsibility and awareness has put many students in a bad credit situation.
Here are the top 10 worst student credit card mistakes that should be avoided:
 

1. Signing up to get a [...]

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How Students Can Manage Their Student Credit Cards

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Surveys prove that many college students graduate with unpaid debts on their student loans which can amount to $20,000. Those who are still in college are faced with credit card debts amounting to $7,000 or even more. Even worse, there are many at a young age of 15-25 have already filed for [...]

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Avoid Student Credit Card Debt

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Students are prone to acquiring credit card debt. Why? Because most young people do not know or are not paying attention on how to handle their credit cards correctly. Here are some practical advice on the proper use of student credit cards and how to avoid credit card debt.
It’s Just a Marketing Strategy
Be aware [...]

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Student Credit Card Mistakes

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Students are prone to get caught in credit card debt. Let’s take a closer look at the following mistakes that students make with their student credit cards.
Signing up for the first student credit card offer
As you enter college, you might receive a lot of credit card offers from different credit card issuers.
If you’re not [...]

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